Senior Collateral Analyst
Job Summary
The Senior Collateral Analyst is responsible for reviewing and analyzing borrower-supplied reports, field exams, and loan documentation to support sound credit decisions. The role involves performing collateral reconciliations, managing complex transactions, and maintaining accuracy in financial reporting. Candidates must possess strong analytical skills and the ability to collaborate effectively with internal and external partners.
Responsibilities
- Review and analyze borrower reports and loan documentation
- Perform complex collateral reconciliations
- Resolve transaction exceptions and escalate appropriately
- Support training and onboarding of junior team members
Required Skills
- Collateral Management
- Analytical Thinking
- Financial Statement Review
- Verbal Communication
Job Details
Job Description
Regularly reviews and analyzes borrower-supplied reports, field exams and loan documentation. May review financial statements for varied and complex borrowers. Performs collateral reconciliations.
Analyzes and/or reconciles varied and complex transactions in accordance with established policies and procedures. Partners with internal and/or external business partners to route communications, documents or other action items to complete transactions. Identifies and may resolve exceptions and escalates appropriately. May interact with customers and have assigned accounts or portfolio.
Ensures the appropriate materials and documentation are available to complete transactions. Supports training and onboarding of new employees and junior team members.
Provides responses and documentation to inquiries and ad hoc requests. Completes research. Provides feedback on workflow and work received.
Reviews transactions and related documents. Verifies work processes to ensure completeness, accuracy and conformance to established service levels and applicable policies and procedures.
Qualifications
- Skills: Accounting, Analytical Thinking, Business Administration, Corporate Finance, Documentations, Economic Policy, Investment Management, Legal Operations, Real Estate, Trading Strategies, Verbal Communications.
- Competencies: Accuracy and Attention to Detail, Collateral Management, Data Gathering and Reporting, Decision Making and Critical Thinking, Effective Communications, Managing Multiple Priorities, Problem Management Process.
- Work Experience: Typically requires 4+ years of related business or functional experience.
- Education: Associates or equivalent degree.
Requirements
- Strong analytical capabilities to assess and interpret collateral data.
- Effective verbal communication skills.
- Prior experience reviewing loan documentation.
- Familiarity with AR and AP aging concepts.