Associate Director Insurance Product

Date PostedJune 8, 2026LocationRemote (Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia)CompanyOscar HealthSalary$180,504- $236,911 per year (CA, CT, NJ, NY, WA) or $162,453- $213,220 per year (all other locations)TypeSenior Level

Job Summary

The Associate Director will lead the strategy, design, and scaling of employer-subsidized (ICHRA) and growth-oriented health insurance solutions. This role translates market strategies into actionable product concepts and manages the full end-to-end product lifecycle. You will collaborate with cross-functional teams to ensure alignment with core ACA offerings while driving product performance and profitability.

Responsibilities

  • Develop and execute employer-subsidized (ICHRA) product strategy.
  • Manage end-to-end product lifecycle and market expansion.
  • Collaborate with cross-functional stakeholders for product alignment.
  • Define competitive positioning and business growth strategies.

Required Skills

  • 8+ years in healthcare/insurance product management.
  • ACA marketplace expertise.
  • Product lifecycle management experience.
  • Cross-functional leadership skills.

Job Details

Responsibilities: Product Strategy and Growth - Own the development and evolution of the employer-subsidized product strategy, including target segments, value proposition, and market expansion roadmap in partnership with cross-functional stakeholders. - Lead and contribute to business cases associated with new products, including return on investment assessments. - Identify and assess new growth opportunities across employer-sponsored, individual, and adjacent product spaces. - Define market-specific right to win strategies, competitive positioning, and expansion priorities. - Translate enterprise and market-level strategies into relevant product programs and measurable outcomes. Product Design and Portfolio Integration - Partner with peers to translate strategies into scalable, fileable product designs. - Ensure ICHRA and new solutions align with product architecture, benefit design standards, and member value propositions. - Promote consistency and reusability through modular product design. - Support development of competitive product offerings, informed by market insights, pricing considerations, and member insights. Cross-Functional Leadership and Alignment - Serve as primary connector across key stakeholders including actuarial, network, market leadership, compliance, regulatory affairs, corporate strategy, distribution and growth. - Establish measurements, including growth, retention, margin, and market competitiveness. - Support business case development and oversight of vendor and partner relationships. - Ensure compliance with all applicable laws and regulations. Requirements: - Bachelor's degree. - 8+ years of experience in healthcare, health insurance, commercial product strategy or commercial insurance product management, directly leading a team of high-functioning contributors. - Experience working within the ACA marketplace (serving multiple markets), including individual or small group. - Demonstrated experience leading programs. - Familiarity with insurance product lifecycle management, including design and execution readiness. - Willingness to travel up to 25% of the time.