Senior Director Insurance Product

Date PostedJuly 8, 2026LocationRemote (Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia)CompanyOscar HealthSalary$198,720- $260,820 per year (CA, CT, NJ, NY, WA); $178,848- $234,738 per year (other locations)TypeSenior Level

Job Summary

The Senior Director of Insurance Product Innovation & Emerging Solutions will lead the strategy for next-generation lifestyle-focused health solutions. This role involves managing a high-performing team while directly overseeing the product strategy, delivery, and roadmap for market-ready health offerings. The position requires a hands-on leader to drive growth, retention, and long-term portfolio performance across various health insurance channels.

Responsibilities

  • Define multi-year strategy for new lifestyle product solutions
  • Lead and coach a high-performing team of product managers
  • Oversee product roadmap, delivery, and portfolio performance
  • Drive cross-functional collaboration and enterprise influence
  • Ensure scalable, compliant, and market-specific health solutions

Required Skills

  • 12+ years in health insurance and product strategy
  • 6+ years of people leadership experience
  • Expertise in ACA, QHP, and small group markets
  • End-to-end product lifecycle management
  • Strong strategic partnership and ecosystem development

Job Details

Responsibilities: Insurance Product & Portfolio Innovation Strategies - Define and lead the multi-year strategy for new lifestyle product solutions, including employer-subsidized, multicultural, disease specific, and ancillary offerings. - Set priorities, investment focus, and roadmap (e.g., consumer journey, partnerships, etc.) across the product portfolio. - Be the senior product owner, directly shaping programs. Team Leadership & Capability Building - Build a team of product manager and strategists. - Set clear goals, operating rhythm, and accountable for delivery and outcomes. - Coach team members to operate as end-to-end product owners, not task executors. - Establish a culture grounded in data analysis, ownership, urgency, and execution focus. Strategic Partnerships & Lifestyle Ecosystem Development - Lead development of culturally aligned and linguistically tailored health solutions. - Promote disease-specific product development, integrating clinical, network, and journey mapping leading to improved health outcomes for our members. - Ensure health solutions and lifestyle products are scalable, compliant, and with care for community and market specific needs. Cross-Functional Leadership & Enterprise Influence - Partner with product design, execution and intelligence teams to ensure products are fileable and operationally ready. - Lead across product, actuarial, markets, network, growth, and strategy teams to implement. - Promote agreement on priorities, trade-offs, and timelines to create winning products. - Deliver clear, executive-level recommendations, influencing important decisions; while staying close to the work, stepping in where needed to accelerate quality outcomes. Performance & Portfolio Management - Oversee performance outcomes across growth, retention, affordability, and margin in partnership with market and corporate leadership (e.g., finance, actuarial, network). - Make decisions to refine or sunset products, based on market portfolios. - Compliance with all applicable laws and regulations. - Other duties as assigned. Requirements: - Bachelor's degree. - 12+ years experience in health insurance, product strategy (ACA, QHP focused), and insurance product development. - 6+ years people leadership experience managing multi-level teams. - Expertise in ACA individual and small group QHP markets. - Demonstrated ownership of end-to-end product strategy and lifecycle execution. - Experience launching new insurance products, partnerships, or market expansion. - Willingness to travel up to 25% of the time.